On November 23, 2016, MassHealth issued proposed regulations that seek to implement sweeping changes to the Commonwealth’s health insurance program, also known as MassHealth. Thousands of seniors and disabled individuals rely on MassHealth benefits to provide for their skilled nursing … Continue reading
Our clients (let’s call them Frank and Mary) live in a very pleasant retirement community, and that is where they want to stay. They would prefer not to have the “intrusiveness” of assisted living. They like being in the safety … Continue reading
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Co-authored by Janet W. Moore This is the first of a series of blog posts on real-life situations that may apply to you and your family, where the solutions involve some combination of government benefits planning and tax planning. This … Continue reading
Annuities are often used when a married couple attempts to qualify one spouse for benefits and the spouse living at home (the “Community Spouse”) may have more assets than are allowed. This strategy enables one spouse to receive the care … Continue reading
There is a bill presently pending in the Committee on Health Care Financing of the Massachusetts State Legislature. The bill (Bill S. 517), sponsored by Senators James B. Eldridge of Acton, Massachusetts and Michael O. Moore of Millbury, Massachusetts, and … Continue reading
Misinformation is a concern voiced by clients when discussing their estate planning and potential long term medical care goals. I have clients comment that “the state will take everything if I go into a nursing home”, “I cannot give away … Continue reading